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ABN AMRO Bank is a Dutch state-owned bank. It was re-established, in its current form, in 2009 following the acquisition and break up of ABN AMRO Group by a banking consortium consisting of Royal Bank of Scotland Group, Santander and Fortis. By 2007 ABN AMRO, was the second largest bank in the Netherlands and eighth largest banks in Europe. The magazine The Banker and Fortune Global 500 placed the bank at number 15th in the list of world's biggest banks. The bank employs more than 110,000 people and has operations in 63 countries.
Allahabad Bank
Allahabad Bank, head-quartered in Kolkata, was founded in the historical city Allahabad in 1865 and now has crossed 2500 branches. It's the oldest joint stock bank in India. The Chairman and MD is Shri J. P. Dua. In June 2006, the bank opened its first office outside India when it opened a representative office in Shenzen, China. In February 2007, Allahabad Bank opened its first overseas branch, in Hong Kong. In 2007, the bank's business crossed the Rs. 1,00,000 crores mark.
Andhra Bank
Andhra bank is a public sector bank with 51.5% share holding of Government of India and 10% of holding from Life Insurance Corporation of India. The bank had 29,598 employees on its payroll as of 2013. It has presence in 25 states and 3 Union Territories across the country. It has a network of 1938 branches and 1098 ATMs across the country.
The Bank was ranked 532nd for the year ended 31 March 2007 amongst Top 1000 Banks in the world by "The Banker". Andhra Bank has opened representative offices in Dubai and New Jersey in order to cater to the large Indian Diaspora in these places.
Axis Bank
When the Government of India allowed new private banks to be established 1994, Axis Bank was the first of the new private banks to commence operations. It has its Registered Office at Ahmedabad and its Central Office is in Mumbai. Over the years Axis Bank has built operations in both retail and corporate banking and is committed to adopting the best industry practices internationally in order to achieve excellence. Currently, The Bank has an extremely wide network of more than 1600 branches and over 10000 ATMs which provide 24 hours a day banking convenience to its customers. It is one of the largest ATM networks in the country.
Bank of Bahrain and Kuwait
The Bank of Bahrain and Kuwait B.S.C. (BBK) was established in 1971 in both the Kingdom of Bahrain and the State of Kuwait. The shareholders of BBK consist of the general public and government of Bahrain, and banks and investment companies in Kuwait. Currently, the bank operates in four countries including India and the UAE. It is involved in almost all sectors of business - Government, Public companies, large corporations, medium sized companies or small commercial outfits.
Bank of Baroda
Bank of Baroda (BoB) was founded on 20 July 1908, in the princely state of Baroda, in Gujarat. BoB is the highest profit-making PSU bank in India and the third largest PSU bank in terms of total business in India. It is also the country's second largest public sector lender in terms of annual profit. BoB is ranked 715 in Forbes Global 2000 list. BoB has total assets in excess of Rs. 3.58 lakh crores, or Rs. 3,583 billion, a network of 4002 branches (out of which 3909 branches are in India) and offices, and over 2000 ATMs. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries and affiliates in the areas of investment banking, credit cards and asset management.
Bank of India
Bank of India (BoI) was founded on 7th September, 1906 by a group of eminent businessmen from Mumbai. It was started with one office in Mumbai with 50 employees. Since then, it has made a rapid growth and blossomed into a mighty institution with a strong national presence and sizable international operations. The Bank has 3752 branches in spread all over India. Business has been conducted with the successful blend of traditional values and ethics and the most modern infrastructure. The Bank has been the first among the nationalized banks to establish a fully computerized branch and ATM facility. Bank of India was the first Indian Bank to open a branch outside the country, at London, in 1946, and also the first to open a branch in Europe, Paris in 1974. The Bank has sizable presence abroad, with a network of 29 branches. The international business accounts for around 17.82% of Bank's total business.
Bank of Maharashtra
Bank of Maharashtra is the premier bank of Maharashtra, operating in India. It commenced business on 8th Feb 1936. Known as a common man's bank since inception, its initial help to small units has given birth to many of today's industrial houses. The Bank has the largest network of branches by any Public sector bank in the state of Maharashtra. The Bank has over 12 million customers across the country. These customers are served through 1577 branches in 23 states and 2 union territories. The bank offers Depository services and Demat facilities at 131 branches.
Bank of Punjab
Bank of Punjab is a private sector bank in India which was set up in 1989 and started operations in 1995 with its first bank in Chandigarh. The bank has 272 branches not only in India but also in major business centers across the world. In 2009, Bank of Punjab merged with Centurion Bank to form the Centurion Bank of Punjab.
Bank of Rajasthan
Bank of Rajasthan is a private sector bank that was set up in Udaipur in the year 1943. The bank has a total of 463 branches in 24 states in the country. Out of these, 294 branches are in Rajasthan itself.
In 2010 Bank of Rajasthan merged with ICICI Bank, ICICI having paid Rs. 30 billion for it.
Barclays Bank
Barclays is a multinational banking a financial services company headquartered in London. It has operations in over 50 countries and employs more than 140,000 people. In terms of asstes, Barclays is the seventh largest bank worldwide. In 2012, the trading names of Barclays Capital, Barclays Corporate and Barclays Wealth were simply changed to "Barclays", as part of an effort to simplify the operations of the company and to promote greater integration between its divisions. It has a total network of 4750 branches and most of them have ATMs which are accessible throughout the day.
Internationally, Barclays is synonyms with the English Premier League, which it has sponsored since 2001.
Canara Bank
Canara bank is one of the oldest banks in India, it was established in 1906. The bank had 3564 branches and 4000 ATMs spread across India, as of December 2011. It has 44,090 employees on its payroll. The bank has also opened offices in Doha, Dubai, Hong Kong, London, Moscow and Shanghai. Canara bank also holds a proud and enviable record of unbroken profits since its inception. This bank is well known for its customer centric mentality.
In the Forbes Global 2000 list the bank was ranked 816.
Catholic Syrian Bank
The Catholic Syrian Bank is a private sector bank that came into existence in 1920 at Thrissur in Kerala. It has a network of 391 branches and 212 ATMs all over India. Catholic Syrian Bank has always concentrated on building its presence in rural India and has around 80% of its branches in semi urban and rural areas.
Central Bank of India
Central Bank of India is the first Indian commercial bank which was owned and managed wholly by Indians, making it in fact, the first ‘Swadeshi Bank’. Established way back in 1911, the bank has seen its fair share of good and bad days and managed to convert more or less every threat into a business opportunity. Central Bank has presence in 27 states and 3 Union Territories in India. It has a network of 4214 branches and 26 satellite branches all around the country.
This year, Citibank celebrates its 200th anniversary globally and its 110th birthday in India. Since its inception in India, Citi has been a part of the community - pioneering change, transforming the banking landscape and helping to make a difference in the lives of the clients. Over the years, their commitment to be a pioneer of banking has helped them bring to fruition several industry firsts in India. To share a few, Citi introduced credit cards in India in 1987 and launched India's first 24x7 phone banking service in 1993 and the country's first salary accounts in 1997. They continue to innovate and anticipate customer needs to ensure the finest banking experience. The Bank has a network of 42 full-service Citibank branches in 30 cities and over 700 ATMs across the country. The Bank employs about 7,500 people.
City Union Bank
City Union Bank, incorporated in 1904, was first called - The Kumbakonam Bank Limited. It is the oldest private sector bank in India. Shri V. Narayanan was the Chairman for nearly one third of the banks existence and attained the unique achievement of not losing even a single man-day by way of labour unrest. This record made Narayanan famous in the country and made City Union Bank famous in the whole banking industry in India. Shri.V.Narayanan unexpectedly died in a car accident in 2004. As of 2013 the bank has 349 branches and 706 ATMs. It aims to reach 500 branches in the near future.
Corporation Bank
Corporation Bank is the oldest banking institution in Mangalore and one of the oldest banks in India. It was founded on 12 March, 1906 in Udupi by a small group of philanthropists. It is India's No. 1 Public Sector Bank. The bank employees more than 13,000 employees and operates over 6164 service outlets across the nation. It has 950 Branches, 35 Extension Counters and 19 Currency Chests in over 25 states and 2 union territories of the country. The Bank has 968 online-interlinked ATMs. Corporation Bank offers services in segments like - Trade and Commerce, Small Scale Industry, Large and Medium Industrial Units, Personal, Non-Resident Indians, Housing Sector and Export & Import. The bank has recorded business of Rs. 2,36,611 Crore in 2012. The bank has the distinction of the first Indian bank to publish its financial results conforming to US GAAP.
Deutsche Bank
Deutsche Bank AG (DB) which literally means "German Bank". Deutsche Bank was founded in Berlin in 1870 as a specialist bank for foreign trade. It employs more than 100,000 people in over 70 countries, and has significant presence in Europe, America, Asia-Pacific and emerging markets. IT has 3,075 branches in total of which 2,036 are in Germany. In 2009, Deutsche Bank was the largest foreign exchange dealer in the world with a market share of 21 percent. DB offers financial products and services for corporate and institutional clients and also private and business clients. Its services include trading, sales, research and origination of debt and equity; mergers and acquisitions; risk management products, such as derivatives, corporate finance, wealth management, retail banking, fund management, and transaction banking. DB started its India operations in 1980. Currently, it employs over 7,800 people, has branches in 15 cities and over 500,000 individual customers in the country.
Development Credit Bank
Development Credit Bank Limited (DCB) has deep roots in India since its inception in the 1930's. DCB was converted into a Scheduled Commercial Bank in 1995, in the wake of liberalization and was the only co-operative bank, which successfully crossed over and thrived in the face of change. It is the preferred banking services provider with 82 state-of-the-art branches in 10 states and two union territories. It has ATMs in 38 cities across the country. The Bank has launched several value added initiatives recently and intends to become one of the country's preferred and profitable private sector banks. DCB provides a comprehensive suite of "best in class" products for customers in Retail, SME and Corporate Banking market segments in chosen geographies. The Bank strategically aims to enhance its reach and spread, while introducing exciting new banking products for its customers. The Bank has an active and robust treasury, managing its interest rate risks and liquidity by providing an uninterrupted flow of funds, positioning the Bank for future growth.
Dena Bank
Dena Bank was founded in 1938 under the name Devkaran Nanjee Banking Company Ltd. It became a Public Limited Co. in 1939 and later changed the name to ‘Dena Bank Ltd’. It was one of the 13 banks that were nationalised in 1969. It has about 1291 branches and 491 ATMs across India. The logo of the bank depicts Goddess Laxmi - the Goddess of Wealth.
Dhanlaxmi Bank
Dhanlaxmi Bank Ltd. is an old private sector bank headquartered in Kerala, India. It was incorporated on 14th November 1927, by a group of enterprising entrepreneurs. Earlier its focus was only the southern states, but now it's looking at a pan India presence. To this effect, the bank started a brand transformation initiative across all its customer touch-points in 2009. It has today attained national stature with 275 branches and 404 ATMs. Current employee strength is around 4400. The bank's business growth rates for a couple of years have far exceeded that of the banking industry. The bank launched its Platinum and Gold Credit cards in 2010. For the first time in India, the bank introduced a 'Pay by Transaction' billing mode for credit cards. In this, instead of a monthly billing cycle, the interest-free credit period is considered for individual transactions from the day of purchase. A customer thus enjoys a 45-day interest-free credit period on each purchase and does not need to time the purchase based on the billing cycle.
Federal Bank
Federal Bank Limited which has its headquarters in Kochi, Kerala is one of the major Indian commercial banks in the private sector. From its humble beginning as Travancore Federal Bank Ltd. more than 5 decades ago, Federal Bank has grown to become India's largest private sector banks. It has 952 branches across 24 states in India and 1029 ATMs around the country. The bank is planning to expand its branch network to 1000. It also has strong patronage of NRI Community and NRI deposits constitute 40 % of its total deposits. Federal Bank was the principal sponsor of Kochi Tuskers Kerala.
HDFC Bank was the first to receive an 'in principle' approval from the RBI to set up a bank in the private sector, as part of the RBI's liberalization of the Indian Banking Industry in 1994. It has its registered office in Mumbai, India. HDFC Bank was incorporated in August 1994 and currently has a nationwide network of 2,544 Branches and 9,333 ATM's in 1,399 Indian towns and cities. The bank was promoted by the Housing Development Finance Corporation. All branches of the bank are linked on an online real-time basis. Times Bank Limited (owned by Bennett, Coleman & Co. / Times Group) was merged with HDFC Bank Ltd., in 2000. This was the first merger of two private banks in India. HDFC Bank is the fifth largest bank in India by assets and the second largest bank by market capitalization. HDFC Bank deals with three key business segments - Wholesale Banking Services, Retail Banking Services, Treasury. It is also providing sophisticated product structures in areas of foreign exchange and derivatives, money markets and debt trading and equity research.
HSBC Holdings was founded in London in 1991 by The Hong Kong and Shanghai Banking Corporation to act as a new group holding company. HSBC mainly operates within four business groups: Commercial banking; global banking and Markets (investment banking); Retail Banking and Wealth Management; and Global Private Banking. It is the world's second-largest banking and financial services group and second-largest public company. It has around 7,200 offices in 85 countries and territories and around 89 million customers. As of March 2012, it had total assets of $2.637 trillion. It is a constituent of the FTSE 100 Index.
HSBC's origins in India can be tracked back to the Mercantile Bank of India that was established in Mumbai in 1853. In India, the Bank offers a comprehensive list of world-class products and services to its corporate and commercial banking clients as also to a fast growing personal banking customer base. Its strategy of 'managing for value' emphasizes the Group's unique balance of business and earnings between older, mature economies and faster-growing emerging markets. The bank is proud to have retained the Group's pioneering streak by being an active partner in the development of the Indian banking industry - even giving India its first ATM way back in 1987.
ICICI Bank Limited is a diversified financial services company with its headquarters in Mumbai. It is India's second-largest bank with total assets of Rs. 4,736.47 billion and a PAT of Rs. 64.65 billion. The Bank operates through a chain of 2,755 branches and 9,363 ATMs in India, and has a presence in 18 other countries. ICICI Bank offers a wide range of products and services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank has subsidiaries in Russia, Canada and the United Kingdom, and branches in United States, Hong Kong, Sri Lanka, Singapore, Bahrain, Qatar and Dubai International Finance Centre and representative offices in China, Bangladesh, Indonesia, Thailand, Malaysia, U.A.E. and South Africa. The UK subsidiary of the bank has branches in Germany and Belgium. ICICI Bank's equity shares are listed in India on the BSE and the NSE and its American Depositary Receipts (ADRs) are listed on the New York Stock Exchange (NYSE). Time and again ICICI's innovative banking services have been recognized and rewarded world over. The Bank is deeply engaged in human and economic development at the national level.
IDBI Bank Ltd. is a cutting edge Banking IT platform driven Universal Bank. The Bank offers its retail and corporate clients personalized banking and financial solutions through its large network of Branches and ATMs, spread across India. IDBI has also set up an overseas branch at Dubai and have plans to open representative offices in other various parts of the world. It has vast experience of financial markets which helps effectively cope with challenges and capitalize the emerging opportunities by participating effectively in the country's growth process. As on March 31, 2012, the Bank had a network of 973 Branches and 1542 ATMs. The Bank's total business, during FY 2011-12, reached Rs. 3,91,651 Crore, while it earned a net profit of Rs. 2032 Crore. Founder's vision for the Bank is "TO BE THE MOST PREFERRED AND TRUSTED BANK ENHANCING VALUE FOR ALL STAKEHOLDERS".
Indian Bank
Indian Bank is one of the big Indian public sector banks, operating out of Chennai. It has over 22,000 employees and more than 2000 branches spread all over India. It also has overseas branches in Singapore and Sri Lanka and has tie-ups with 240 overseas correspondent banks in 70 countries.
Indian Bank also has the distinction of being one of India’s only banks along with State Bank of India to feature in the List of Fortune 500 Companies in the World.
Indian Overseas Bank
Indian Overseas Bank (IOB) was established on February 10th 1937, to encourage overseas banking and foreign exchange operations. IOB started up simultaneously at three branches -Karaikudi, Madras (Chennai) and Rangoon (Yangon). It is looked upon as a pioneer in Banking with a specialization in Forex business and overseas banking. It provides specialized banking services to its retail customers that include Any Branch Banking, ATM Banking, Speedy Transfer and Realization Service and Bond Schemes. IOB currently has more than 2650 domestic branches, 3 extension counters and 6 branches overseas. It has an ISO certified in-house Information Technology department, which has developed the software that 2650 branches use to provide online banking to customers; the bank has achieved 100% networking status as well as 100% CBS status for its branches. IOB also has a network of about 1433 ATMs all over India. IOB offers internet Banking (E-See Banking) & Mobile Banking and is one of the banks that the Govt. of India has approved for online payment of taxes. The bank's business has more than doubled in the last four years.
IndusInd Bank
IndusInd Bank has derived its name and values from the Indus Valley civilization, which is described as 'one of the greatest cultures of the ancient world' combining a spirit of innovation with sound business and trade practices. It is the first of the new generation private banks in India. The Bank was formally inaugurated in April 1994 by Dr. Manmohan Singh. The Bank caters to the needs of both consumer and corporate customers. IndusInd Bank has 365 branches, and 674 ATMs spread across 254 location of the country. The Bank also has 1 Representative office each, in London and Dubai. It enjoys clearing bank status for both major stock exchanges - BSE and NSE - and three major commodity exchanges in the country - MCX, NCDEX, and NMCE. It also offers DP facilities for stock and commodity segments. IndusInd Bank has used many slogans to promote their cause. Some of the slogans used by the bank are "We Care... Dil Se" and "We Make You Feel Richer".
ING Vysya Bank(now Kotak)
ING Vysya(now Kotak) is one of the top private sector banks in India. It was formed in 2002 after the merger between the Dutch ING group and the Indian Vysya Bank. It was the first such merger between an Indian and a foreign bank. The bank employs above 10,000 people and has 531 branches across 10 countries and serves more than 2 million customers.
Jammu & Kashmir (J&K) Bank
The Jammu & Kashmir Bank was founded on October 1, 1938. It was established as a semi-State Bank with participation in capital by State and public, under the control of State Government. The Bank functions as a universal bank in Jammu & Kashmir and as a specialized bank in the rest of India. It is the only private sector bank designated as RBI's agent for banking business, and carries out the banking business of the Central Government. J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home state which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises. It has an excellent record of uninterrupted profits and dividends for four decades. The J&K Bank is rated P1+, indicating the highest degree of safety by Standard & Poor and CRISIL. It currently has more than 500 ATMs across India.
Karnataka Bank
Karnataka Bank Limited is a leading 'A' Class Scheduled Commercial Bank incorporated on February 18th, 1924 at Mangalore, Karnataka. Over the years the Bank grew with the merger of Sringeri Sharada Bank Ltd., Chitradurga Bank Ltd. and Bank of Karnataka. The bank has over 88 years of experience in providing professional banking services and quality customer service. It now has a nationwide presence with a network of 503 branches spread across 20 states and 2 Union Territories. The bank is managed by a dedicated and professional management team and employees over 5,844 employees, has 86,868 shareholders and over 4.9 million customers. It has tried hard to keep pace with the technological advances in the banking industry by adopting core banking and Internet banking, and establishing its "MoneyPlant" automated teller machine system. The bank has the Best Bank Award for "Managing IT Risk" under small bank category for the year 2010-11. Karnataka Bank offers multi-branch banking, deposit schemes as Abhyudaya cash certificate, fixed deposits, cumulative deposit, ready money deposit, insurance linked savings bank deposit, K-Flexi deposit, NRI services, Senior Citizens Deposit, Soulabhya deposit, Platinum lakhpathi, resident foreign currency account and loan schemes as Vidyanidhi education loans, Apna ghar home loans, car finance scheme, Varthak loans, Easy ride, Scheme for salaried persons, Udyog mithra, Niveshan loans, Krishi card, K-Power, Lease 'n' Encash, Suvarna Nidhi, InstaCash and VahanaMitra.
Karur Vysya Bank
Karur Vysya Bank popularly known as KVB, was set up in 1916 and has its headquarters in Karur, Tamil Nadu. All its branches are powered with CBS - Core Banking Solution. It offers Internet Banking and Mobile Banking facilities to its customers too. The Bank has 454 branches and an ATM Network of 863. The bank has in place robust risk management systems and adheres to the tenets of Corporate Governance. The bank is well-equipped to boldly take up the challenges in the industry and emerge as a top-notch one-stop-shop techie financial supermarket. KVB strives to continue its endeavors to bring the best of products and services to its customers to emerge as the techie bank that provides the gateway to Smart Way to bank.
Kotak Mahindra Bank
Kotak Mahindra Bank, previously known as Kotak Mahindra Finance Limited, is an Indian financial service firm established in 1985. In Feb 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to carry on banking business by the RBI. Kotak Mahindra Finance Ltd. is the first company in the Indian banking history to convert to a bank. Currently it has more than 20,000 employees and Rs. 10,000 crore in revenue. The Bank has its registered office at Nariman Bhavan, Nariman Point, and Mumbai. In 2005 it bought stressed assets from a number of banks, at full loan value of Rs 1,000 crore. Kotak Mahindra bank also reached the top 100 most trusted brands of India in The Brand Trust Report published by Trust Research Advisory in 2011. The bank offers personal finance solutions of every kind from savings accounts to credit cards, distribution of mutual funds to life insurance products. It offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, employed professionals, entrepreneurs and business families.
Laxmi Vilas Bank
The Lakshmi Vilas Bank Ltd. popularly known as - LVB, was founded in 1926 by seven people under Shri V.S.N. Ramalinga Chettiar, mainly to cater to the financial needs of varied customer segments. During 1961-65 LVB took over nine Banks and raised its branch network considerably. Currently with a network of 290 branches, 1 satellite branch and 10 extension counters, spread over 15 states, the Bank's focus is on customer delight. By maintaining high standards of customer service and amidst all the new challenges, the bank is progressing admirably. LVB has a strong and wide base in the state of Tamil Nadu. The Bank has been focusing on retail banking, corporate banking and bank assurance, is rendering high-tech services. The Bank has an ATM network of 564. Consequent to the tie-up with Cash Tree Network and NFS for ATMs, it can boast of over 81,000 ATMs.
Oriental Bank of Commerce
Oriental Bank of Commerce is an India-based bank that was established in Lahore pre Independence. It operates in four segments: treasury operations, corporate/wholesale banking, retail banking and other banking business operations. The bank has gone through trying times in the seventies when its profits went down to Rs. 175, which made the owner contemplate shutting down the operations. Then employees and leaders of the Bank came forward to rescue the Bank. The owners were moved and had to change their decision of selling the bank and in turn they decided to improve the position of the bank. The bank was nationalized in 1980 and within a decade it turned into one of the most efficient and best performing banks on India. The bank has a network of 1251 ATMs and branches in 28 states all across the country. The bank now offers features such as internet banking, phone banking NRI banking etc. However, it does not allow online banking access from outside India.
Punjab National Bank
Punjab National Bank (PNB) is an Indian financial services company based in New Delhi. PNB is the third largest bank in India by assets. It was founded in 1894 and is currently the second largest state-owned commercial bank in India ahead of Bank of Baroda with about 5100 branches across 764 cities. It serves over 60 million customers. The bank has been ranked 248th biggest bank in the world by the Bankers Almanac, London. The bank's total assets for financial year 2007 were about US $60 billion. PNB has a banking subsidiary in the UK, as well as branches in Hong Kong, Dubai and Kabul, and representative offices in Almaty, Dubai, Oslo, and Shanghai. PNB has the distinction of being the first Indian bank to have been started solely with Indian capital that has survived to the present. PNB has had the privilege of maintaining accounts of national leaders such as Mahatma Gandhi, Shri Jawahar Lal Nehru, Shri Lal Bahadur Shastri, Shrimati Indira Gandhi, as well as the account of the famous Jalianwala Bagh Committee. It was ranked #26 in the Fortune India 500 ranking of 2011.
Ratnakar Bank
Ratnakar Bank was established in August, 1943. In 1956, the bank was conferred the rank of Scheduled Commercial Bank by the RBI. Ever since it's establishment, the bank has been serving its customers with excellent services and facilities. It has 110 Branches and 101 ATMs spread across the length and breadth of the country. The strategic course that Ratnakar Bank aims to steer towards in the coming years involves a focused plan for micro banking and Financial Inclusion/Agri Banking through specialized products and services. The Bank's strategy is backed by sector specialization, branch network, technology platforms and brand repositioning. The goal of Ratnakar Bank is to be the 'Bank of Choice' in its selected client and geographic segments. The services offered by Ratnakar Bank are Depository and Dematerialization, Venture Capital Fund, Merchant Banking, Western Union Money Transfer, Lease on Finance, Opportunities in Insurance & Investment, ATM Facilities, Drafts and Credit Counseling Services. It is the core mission of Ratnakar Bank: "To develop a professional and managed platform based on relationships, knowledge, sector expertise and technology."
Saraswat Bank
Saraswat Bank was founded in 1918 as a co-operative banking society and was transformed into a fully functional Urban Co-operative Bank by 1933. The bank has 226 fully functional branches and 147 ATMs across the nation. It has 3641 employees on its payroll. The bank has been conferred the status of a scheduled bank by RBI.
Saraswat Bank now has a new corporate office at Pradhadevi in Mumbai, the financial capital of India.
South Indian Bank
South Indian Bank Ltd. (SIB) is a private sector bank which has its headquarters in Thrissur, Kerala. SIB has 705 branches, 697 ATMs spread across 26 states in India. In 2010-11, the bank is planning to add 60 more branches throughout India, thus allowing it to have a presence in all states of India. The current growth plan of the bank is to establish 750 branches, 750 ATMs and 750 billion businesses by the end of financial year 2013. It has third largest branch network among private sector banks in India. It is the first bank in the private sector in India to open a Currency Chest on behalf of the RBI and the First private sector bank to open a NRI branch. With branches all over India and a clientele across the world, the bank is considered one of the most proactive banks in India. The bank offers major services in various segments- accounts and deposits, loans, mutual funds, insurance, money transfers and other value added services. The Kerala government had given permission to SIB to accept commercial taxes. The bank has been appointed as the largest service provider (point of sale) for the New Pension Scheme (India) launched by the Government of India. The slogan of the bank is: Experience Next Generation Banking.
Standard Chartered Bank
The name Standard Chartered came to be from the names of the two banks from which it was merged in 1969 - The Chartered Bank of India, Australia and China, and Standard Bank of British South Africa. The headquarters of the bank is in London and it operates in more than 70 countries and has more than 1,700 branches and 87,000 employees. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base around 90% of its profits come from Africa, Asia and the Middle East. Standard Chartered operations originated in Kolkata, but now the India headquarters is in Mumbai. The bank has a huge product portfolio catering to its customer base spread across India. Standard Chartered Bank is regarded as one of the most prominent and customer friendly banks in India. The bank operates through 82 branches and 210 ATMs spread across India.
State Bank of Bikaner and Jaipur
State Bank of Bikaner & Jaipur came into existence in 1963 when two banks - State Bank of Bikaner and State Bank of Jaipur - were merged. Both these banks were subsidiaries of the State Bank of India. State Bank of Bikaner & Jaipur (SBBJ) is an associate of State Bank of India. Currently, SBBJ has over 860 branches, most of which are in Rajasthan and the ones outside the state, cover all the major cities of the country. The bank has been earning profit continuously since its inception and its business has crossed the level of Rs 69,000 crore with a net profit of Rs. 403.45 crore by 2009. SBBJ follows transparent corporate governance policies and has smoothly migrated to Basel II. On the technology front, the bank migrated all its branches to Core Banking Solution (CBS) and became among the first few banks in India to offer online banking facility across the country. The bank has rolled out Business Process Reengineering (BPR) initiatives to improve operational efficiency and better customer service and is committed to offer value added services to its customers.
State Bank of Hyderabad
State Bank of Hyderabad (SBH) is an associate bank of State Bank of India (SBI), and is also a scheduled bank. Its head office is in Hyderabad, India. SBH has above 1,200 branches and above 12,800 employees. Its assets are in excess of Rs. 767 billion. It has now become the largest Associate Bank of SBI. The bank has won many awards and accolades in the past decades for its banking practices and processes. All the branches of the Bank are totally networked under Core Banking Solutions (CBS), offering a wide range of products to its customers. All the customers of the Bank have access to the latest technologies like Internet Banking, ATMs etc.
State Bank of India
State Bank of India (SBI) is the oldest and largest banking and financial services company in India by revenue, assets and market capitalization. It is a state-owned corporation with its headquarters in Mumbai, Maharashtra. It has assets of US $370 billion with over 13,577 outlets including 157 overseas branches globally. The bank traces its ancestry to British Rule, through the Imperial Bank of India, to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial bank in the Indian Subcontinent. SBI is ranked No. 292 globally in Fortune Global 500 list in 2011. SBI provides a range of banking products through its vast network of branches in India and overseas, including products aimed at non-resident Indians (NRIs). The State Bank Group, with more than 18,400 branches, has the largest banking branch network in India. SBI has 14 local head offices and 57 Zonal Offices. It has about 20% market share in loans and deposits among all Indian commercial banks. The State Bank of India is the 29th most reputed company in the world according to Forbes. Also, SBI is the only bank featured in the coveted "top 10 brands of India" list in an annual survey conducted by Brand Finance and The Economic Times in 2010.
State Bank of Mysore
The Bank was established as 'Bank of Mysore Ltd.', on 19 May 1913. Subsequently, in March 1960, the Bank became an Associate of State Bank of India. State Bank of India holds 92.33% of shares. As an associate bank, State Bank of Mysore has a team of employees with a management. There are 10,249 employees on a full time basis. The bank has a network of 741 branches and 22 extension counters all over India. This includes 9 Agricultural Development Branches, 8 Service Branches, 5 specialized SSI branches, 4 Industrial Finance branches, 4 specialized Personal Banking Branches, 3 Corporate Accounts Branches, 3 Treasury branches and 1 Asset Recovery Branch offering wide range of services to the customers. The bank has regional offices in Bengaluru, Mysore, Mangalore, Mandya, Hassan, Shimoga, Davanegere, Bellary, Tumkur, Kolar, Chennai, Coimbatore, Hyderabad, Mumbai and New Delhi. The bank's net worth at the end of 2012 was around Rs. 3412 Crores. The Bank has an enviable history of earning profits continuously and uninterrupted payment of dividend since its inception in 1913.
State Bank of Travancore
State Bank of Travancore was established in 1945. It is the premiere bank of Kerala and is a subsidiary of the State Bank Group. It has a network of 879 branches in 16 states in India, out which 676 branches are in Kerala itself. The headquarters of the bank is in Poojappura in Thiruvananthapuram.
Tamilnad Mercantile Bank
Tamilnad Mercantile Bank (TMB) was set up as the Nadar Bank to the serve the Nadar community. It changed its name to Tamilnad Merchantile Bank in 1962 to widen its appeal. The bank focused all its attention from the very beginning on the customers and has been well known for the personalized services it offers. The bank has 340 branches and 495 ATMs across the country.
Tamilnad Merchantile Bank has continuously been rated as the fastest growing Indian Bank from 2007 to 2012. It has grown strongly throughout South India, opening new branches and spreading its wings into new markets. TMB has a branch sharing tie up with IDBI Bank in 108 locations, and HDFC Bank in 462 locations, giving it in effect a network of 794 branches.
UCO Bank
UCO Bank, founded in 1943 is one of the oldest major commercial banks of India. The bank had to change the name from “United Commercial Bank” to UCO bank as there was an existing bank in Bangladesh with the same name. As of 2013, the bank had 2550 units across India and overseas branches in Singapore and Hong Kong. The motto of the bank has been “Honors your trust”. The bank employees 23,000 people as of 2012.
Union Bank of India
Union Bank of India was registered on 11 November 1919, as a limited company in Mumbai and was inaugurated by Mahatma Gandhi. At the time of Independence, UBI had only four branches. After Independence UBI accelerated its growth and by 1969 it had grown to 240 branches in 28 states. UBI is one of India's largest public sector banks in which the Government owns 55.43% of its share capital. It is listed on the Forbes 2000. It has assets of USD 13 billion and all the bank's branches have been networked with its 3025 ATMs. The Banks online Telebanking facility is available to all its Core Banking Customers - individual as well as corporate. It has representative offices in Abu Dhabi, United Arab Emirates, and Shanghai, Peoples Republic of China, and a branch in Hong Kong. UBI is active in promoting financial inclusion policy and a member of the Alliance for Financial Inclusion. It has over 950 branches and approximately 672 ATMs all over the country.
United Bank of India
United Bank of India Ltd. came into existence in 1950 with the merger of four banks and was nationalized in 1969. During that time it boasted of 174 branches, Rs. 147 crores of deposits and Rs. 112 crores of advances, today the Bank is 100% CBS enabled with more than 1650 branches and offices and is having a Total business of more than Rs 1.5 lac crore. Presently the Bank has a Three-tier organizational set-up consisting of The Head Office, 33 Regional Offices and The Branches. UBI played a significant role in the spread of banking services in different parts of the country, more particularly in Eastern and North-Eastern India. UBI has sponsored 4 Regional Rural Banks (RRB) one each in these states. These four RRBs together have over 1000 branches. United Bank of India has contributed 35% of the share capital/additional capital to all the four RRBs in four different states. UBI is also known as the 'Tea Bank' because of its age-old association with the financing of tea gardens. It has been the largest lender to the tea industry. Operations of all the branches have since been computerized and Electronic Fund Transfer System came to be implemented in the Bank's branches across the country. The Bank has more than 750 ATMs all over the country and customers can use United International Debit Card at all VISA ATMs across the globe. UBI is a member of banking codes and standards of India (BCSBI).
Vijaya Bank
Vijaya Bank was established on October 23 "Vijayadashami Day", 1931 hence it was named Vijaya Bank. It is a medium sized bank with presence all over India. The objective of setting up this bank was to promote banking habits, entrepreneurship among the farming community in Karnataka State. Today Vijaya Bank employs 12,107 people and has network of 1,300 branches, 864 centers, 48 Extension Counters and 750 ATMs. All branches are functioning on the CBS platform, covering 100% of the Bank's business. The Bank has chosen Finacle from Infosys as its Centralized Banking Solution (CBS). In line with prevailing trends, the bank has been focusing on technological upgrades to operations. It now offers services such as credit cards, merchant banking, hire purchase and leasing, and electronic remittance services. Vijaya Bank is one among the few banks in the country to take up principal membership of VISA International and MasterCard International.
YES Bank
YES Bank is a new-age private sector bank in India. It was founded by Ashok Kapur and Rana Kapoor. YES Bank has received significant national and international recognitions which include Mr. Rana Kapoor, being recognized as the Entrepreneurial Banker of the Decade (01-10), India's No. 1 New Private Sector Bank in the Financial Express-E&Y Best Banks Survey 2010 and India's Fastest Growing Bank of the Year at the Bloomberg UTV Financial Leadership Awards 2011. YES Bank has become the first Indian Bank, and the third one globally in the banking industry to receive certification for its 'Complaints Management System by the British Standard's Institution (BSI). The bank announced the roll-out of a strategic blueprint, to further accelerate its business growth in the retail banking space, The Bank currently has a widespread branch network of over 350 branches across 200 cities, with over 600 ATM's and 2 National Operating Centers in Mumbai and Gurgaon. Since inception, it has adopted innovative and creative technologies that facilitate robust systems and processes and facilitate in the delivery of world-class banking solutions that significantly improve the business and financial efficiency of our clients. YES BANK is committed towards building the "Best Quality Bank of the World in India".

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